Tax calculator
Your take-home pay on the 2026/27 tables
Income tax, UIF and take-home pay for the tax year 1 March 2026 to 28 February 2027, worked out in your browser. Nothing you type is sent or stored.
The SARS tables
Tax rates for 2026/27
Announced in the Budget on 25 February 2026, for the tax year 1 March 2026 to 28 February 2027.
| Taxable income a year | Tax |
|---|---|
| R1 to R245 100 | 18% of taxable income |
| R245 101 to R383 100 | R44 118 + 26% of the amount above R245 100 |
| R383 101 to R530 200 | R79 998 + 31% of the amount above R383 100 |
| R530 201 to R695 800 | R125 599 + 36% of the amount above R530 200 |
| R695 801 to R887 000 | R185 215 + 39% of the amount above R695 800 |
| R887 001 to R1 878 600 | R259 783 + 41% of the amount above R887 000 |
| R1 878 601 and above | R666 339 + 45% of the amount above R1 878 600 |
Rebates a year
- Primary
- R17 820
- Secondary (65 and older)
- R9 765
- Tertiary (75 and older)
- R3 249
Medical tax credits a month
- Main member
- R376
- Main member and one dependant
- R752
- Each extra dependant
- R254
Other figures
- Interest exemption, under 65
- R23 800
- Interest exemption, 65 and older
- R34 500
- Capital gains annual exclusion
- R50 000
- Tax-free savings, a year
- R46 000
- UIF ceiling a month
- R17 712
Sources: SARS rates of tax for individuals, SARS medical tax credit rates and the National Treasury Budget 2026 tax guide.
FAQs
Tax calculator questions
What are the tax brackets for 2026/27?
For the tax year 1 March 2026 to 28 February 2027, rates run from 18% on the first R245 100 of taxable income to 45% on income above R1 878 600. The full table is on this page.
How much can I earn before I pay tax?
In the 2026/27 tax year the tax threshold is R99 000 a year if you are under 65, R153 250 from 65 and R171 300 from 75.
What is the difference between the effective and the marginal rate?
The effective rate is your total tax as a share of your income. The marginal rate is the tax on your next rand of income, which is what applies to a raise or a bonus.
Do retirement annuity contributions reduce my tax?
Yes. Contributions to pension, provident and retirement annuity funds are deductible up to 27.5% of your income, capped at R430 000 a year from the 2026/27 tax year.
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